Saving Rates
Saving Products
| Share Certificates | |||
| Effective Date: 11/01/2025 | |||
| Term | APR | APY* | Condition |
| 12 Months | 4.30% | ||
| Primary and Special Savings | |||
| Effective Date: 01/11/2023 | |||
| Name | APR | APY* | Range |
| Primary & Special | 0.25% | ||
Minimum balance to earn stated APY is $100.00 APR = Annual Percentage Rate | |||
| Other Savings | ||
| Loan Type | APR | APY* |
| Christmas Vacation | 0.05% | |
Minimum balance to earn stated APY is $25.00 | ||
| Loan Payment | 0.05% | |
Minimum balance to earn stated APY is $25.00 APR = Annual Percentage Rate | ||
| Share Draft (checking) | ||
| Loan Type | APR | APY* |
| Dividend Checking | 0.02% | |
Minimum balance to earn stated APY is $25.00 APR = Annual Percentage Rate | ||
| IRAs | ||
| Loan Type | APR | APY* |
| Roth, Traditional, and ESA's | 0.20% | |
Minimum balance to earn stated APY is $100.00 APR = Annual Percentage Rate | ||
| Money Market | |||
| Effective Date: 04/01/2025 | |||
| Loan Type | APR | APY* | Range |
| 0.50% | $2,500.00 - $9,999.99 | ||
| 0.75% | $10,000.00 - $24,999.99 | ||
| 1.25% | $25,000.00 - + | ||
Minimum balance to earn stated APY is $2,500.00 APR = Annual Percentage Rate | |||