Saving Rates
Saving Products
| Share Certificates | |||
| Effective Date: Tuesday, November 4th, 2025 | |||
| Term | APR | APY* | Condition | 
| No rates found. | |||
| Primary and Special Savings | |||
| Effective Date: 01/11/2023 | |||
| Name | APR | APY* | Range | 
| Primary & Special | 0.25% | 0.25% | |
Minimum balance to earn stated APY is $100.00 APR = Annual Percentage Rate  | |||
| Other Savings | ||
| Loan Type | APR | APY* | 
| Christmas Vacation | 0.05% | 0.05% | 
Minimum balance to earn stated APY is $25.00  | ||
| Loan Payment | 0.05% | 0.05% | 
Minimum balance to earn stated APY is $25.00 APR = Annual Percentage Rate  | ||
| Share Draft (checking) | ||
| Loan Type | APR | APY* | 
| Dividend Checking | 0.02% | 0.02% | 
Minimum balance to earn stated APY is $25.00 APR = Annual Percentage Rate  | ||
| IRAs | ||
| Loan Type | APR | APY* | 
| Roth, Traditional, and ESA's | 0.20% | 0.20% | 
Minimum balance to earn stated APY is $100.00 APR = Annual Percentage Rate  | ||
| Money Market | |||
| Effective Date: 04/01/2025 | |||
| Loan Type | APR | APY* | Range | 
| 0.50% | 0.50% | $2,500.00 - $9,999.99 | |
| 0.75% | 0.75% | $10,000.00 - $24,999.99 | |
| 1.25% | 1.25 | $25,000.00 - + | |
Minimum balance to earn stated APY is $2,500.00 APR = Annual Percentage Rate  | |||
