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Rates and Services |
| Services: |
Share Savings accounts
Share Drafts (checking accounts)
Christmas/vacation clubs
Money orders
Cashier checks
Visa Credit Cards
Stored value cards
Debit cards
Wire transfers
Consumer reports
Direct deposit
Credit life/disability Insurance |
Financial Counseling
IRAs
Automatic Loan payments
Blue Book pricing on cars
Notary services
Quarterly Newsletters
Payroll deduction
Pamphlets and handouts
Credit union connect
Mortgages
ATM machine
E-Statements |
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Effective as of October 1st, 2008.
Rates are subject to change at any time without notice.
*APY = Annual Percentage Yield |
| CDs: |
| Term |
APR |
APY* |
Condition |
| 6 month |
1.95% |
1.96% |
Minimum deposit of $1,000.00 |
| 12 month |
2.15% |
2.15% |
Minimum deposit $1,000.00 |
| A penalty may be imposed for early withdrawal |
| Primary and Special Savings: |
| |
APR |
APY |
Range |
| Primary & Special |
0.15% |
0.15% |
$0.00-$2,000.00 |
| |
0.35% |
0.15% - 0.29% |
$2,000.01-$7,000.00 |
| |
0.50% |
0.29% - 0.40% |
$7,000.01-$15,000.00 |
| |
0.75% |
0.40% - 0.58% |
$15,000.01-+ |
| Minimum balance to earn stated APY is $100.00 |
| Other savings: |
| |
APR |
APY |
|
| Christmas/Vacation |
0.25% |
0.25% |
|
| Minimum balance to earn stated APY is $25.00 |
| Loan payment |
0.25% |
0.25% |
|
| Minimum balance to earn stated APY is $25.00 |
| Share Draft (checking): |
| |
APR |
APY |
|
| Dividend checking |
0.25% |
0.25% |
|
| Minimum balance to earn stated APY is $200.00 |
| IRA’s: |
| |
APR |
APY |
|
| Roth, Traditional, and ESA's |
2.00% |
2.02% |
|
| Minimum balance to earn stated APY is $100.00 |
| Money Market: |
| |
1.25% |
1.26% |
$2,500.00 - $9,999.99 |
| |
1.50% |
1.51% |
$10,000.00 - $24,999.99 |
| |
2.00% |
2.02% |
$25,000.00 + |
| Minimum balance to earn stated APY is $2500.00 |
| Loans: |
| Consumer |
Variable |
Fixed |
|
| Home Equity |
6.25% |
|
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| Secured |
Call for rates (701)280-0870 |
|
| Unsecured |
Call for rates (701)280-0870 |
|
| Share Secured |
|
6.00% |
|
| VISA Credit Card |
|
11.50% |
No annual fees |
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency |
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