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| Electronic Bill Payment New! |
| To report a Lost /Stolen Credit Card or Debit Card after hours call 1-800-991-4965 |
Rates and Services |
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| Services: | |
Share Savings accounts |
Financial Counseling IRAs Automatic Loan payments Blue Book pricing on cars Notary services Quarterly Newsletters Payroll deduction Pamphlets and handouts Credit union connect Mortgages ATM machine E-Statements |
| Effective as of March 1, 2010. Rates are subject to change at any time without notice. *APY = Annual Percentage Yield |
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| Share Certificates | |||
| Term | APR | APY* | Condition |
| 6month | 0.50% | 0.50% | Minimum deposit of $1,000.00 |
| 12 month | 0.75% | 0.75% | Minimum deposit $1,000.00 |
| A penalty may be imposed for early withdrawal | |||
| Primary and Special Savings: | |||
| APR | APY | Range | |
| Primary & Special | 0.10% | 0.10% | $0.00 - $2,000.00 |
| 0.15% | 0.10% - 0.14% | $2,000.01 - $7,000.00 | |
| 0.25% | 0.14% - 0.20% | $7,000.01 - $15,000.00 | |
| 0.50% | 0.20% - 0.35% | $15,000.01 - + | |
| Minimum balance to earn stated APY is $100.00 | |||
| Other savings: | |||
| APR | APY | ||
| Christmas/Vacation | 0.25% | 0.25% | |
| Minimum balance to earn stated APY is $25.00 | |||
| Loan payment | 0.25% | 0.25% | |
| Minimum balance to earn stated APY is $25.00 | |||
| Share Draft (checking): | |||
| APR | APY | ||
| Dividend checking | 0.25% | 0.25% | |
| Minimum balance to earn stated APY is $200.00 | |||
| IRAs: | |||
| APR | APY | ||
| Roth, Traditional, and ESA's | 1.50% | 1.51% | |
| Minimum balance to earn stated APY is $100.00 | |||
| Money Market: | |||
| APR | APY | ||
| 0.50% | 0.50% | $2,500.00 - $9,999.99 | |
| 1.00% | 1.01% | $10,000.00 - $24,999.99 | |
| 1.50% | 1.51% | $25,000.00 + | |
| Minimum balance to earn stated APY is $2500.00 | |||
| Loans: | |||
| Consumer | Variable | Fixed | |
| Home Equity | 6.00% | ||
| Secured | Call for rates (701)280-0870 | ||
| Unsecured | Call for rates (701)280-0870 | ||
| Share Secured | 6.00% | ||
| VISA Credit Card | 11.50% | No annual fees | |
 Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency |
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Department of Veterans Affairs Medical Center |
| 2101 North Elm Street Fargo, ND 58102-2498 Phone: (701) 280-0870 Toll Free: 1-800-399-9235 Fax: (701) 235-0012 Office Hours: 8:00 a.m. - 4:00 p.m. |
| missyfvacu@qwestoffice.net |
| candifvacu@qwestoffice.net |
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